Help to Buy

A government-backed scheme for all movers – not just first time buyers.

Own 100% of your home with just a 5% deposit and 75% mortgage.

You might want to move onto or up the property ladder, but face a long struggle trying to save for the deposit. Or perhaps you need a bigger home for your growing family or aspirations, but it just seems financially out of reach. With Help to Buy*, you can secure more home for your money – all you need is a 5% deposit and to secure a 75% mortgage, with the government providing the remaining 20% as an interest free loan. This means you own 100% of your home, with lower mortgage repayments. Available on new homes with a value of up to £600,000







For one new purchaser at Milestone, Help to Buy has enabled him to secure a brand new two bedroom house, conveniently located close to his place of work.

Already aware of the Government’s Help to Buy scheme, Mr A was actively looking for a development, which had this available. By purchasing through Help to Buy at Milestone he has been able to achieve his dream of owning his own house, while feeling comfortable with his monthly repayments.

He said: ”Help to Buy has meant that I can take that first step onto the ladder, without over stretching myself. It’s allowed me to secure a great new home that I can really enjoy now and that gives me the opportunity to grow.”

Speaking of his experience of the sales team, he added: “The sales team have been great from the start. They have kept me in the loop throughout the process and have always done all they can to make the whole buying process as smooth and hassle free as possible.”


Jose Calvo and his partner Viviana were primarily attracted by Slough’s excellent connections and fast train route into London, but the couple were also delighted to discover that by using the Government’s Help to Buy scheme, they could secure themselves a brand new, two bedroom house in the heart of the town centre.

“We were really keen on getting a house, opposed to an apartment and the Government’s Help to Buy scheme has enabled us to purchase a really lovely first home, which otherwise, would have been out of our reach. With all of the regeneration taking place in the town, Slough is a really exciting place to live and it has given us the confidence that by purchasing here, we are making a great investment for our future.”

Speaking of the sales team at Milestone, Mr Calvo added: “Our experience of the sales team throughout the process has been a really positive one. They have always been very friendly, they are quick to come back to us and have kept us up to date, every step of the way.”



  • You just need a 5% deposit and a 75% mortgage
  • The government provides the remaining 20% as an interest free equity loan
  • You own 100% of your home, with lower mortgage repayments
  • Available on new homes with a value of up to £600,000



*Eligible applicants will be offered an equity loan up to a maximum of 20% of the purchase price (based on the open market value). Applicants are required to fund at least 80% of the purchase price by means of a conventional mortgage, savings and any deposit where required. For the first five years there is no fee charged on the equity loan component. At the start of year six a fee of 1.75% is payable on the equity loan, which rises annually by RPI inflation plus 1%. The equity loan is provided by the HCA and held as a second charge. Terms and conditions apply and full details will be provided on request. This offer is subject to status and only available on selected properties in England only. It is not offered with any other promotion. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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